There are a growing number of people who love taking advantage of unsuspecting people at the ATM, thereby making money withdrawal at the ATM somewhat of a risky activity. Windows XP monopolizes the global ATM sector despite not being the safest system after the end of its technical support. Now, the activities of credit card skimmers are on the rise.
The Skimmer is a device designed to clone credit or debit cards that pass through the ATM slots. Generally, it consists of two parts. The first is a small device to copy the data from the magnetic stripe and the second is a camera dedicated to capture the user’s PIN. With these data, putting it on a blank card by means of a special device is the easy part. After this is done, the thieves can then withdraw funds from the victims or make purchases.
More and more small, sophisticated and hard-to-detect systems have been used that avoid the camera by mounting a false keyboard on top of the real keyboard to pick up the PIN. Once installed, the thief does not need to approach these skimmers because the new generations include a Bluetooth module that transfers information wirelessly.
The Skimmers are present in the classic ATMs installed in financial institutions, in fuel pump centers and also in the payment machines of shopping centers. It is important to look out for any telltale sign when using your card at an ATM near you.
How To Detect A Skimmer And Protect Your Card At An ATM
It is becoming increasingly difficult to detect skimmers because of their sophistication and the rush of users in the rush of everyday life. However, there are some detection measures that we should use and that will not take more than a couple of minutes. Here are some recommendations:
- Look at the ATM. Is there something out of place? Breaks in some part of it. On the keyboard, in the card slot. Color changes of the material in the machine. Unusual pieces?
- Shake the card reader. If the reader moves, something must be wrong. A true card reader must be attached to the ATM perfectly without any movement.
- Watch the keyboard. Is it too thick? Is not it perfectly embedded in the chassis? Is it different from what you normally use?
- Look for a camera. Check on the screen, on the cardholder or at any point in the ATM that can focus on the keyboard.
- Protect your PIN with your hand. As a consequence of the above, we must always protect the entering of the personal PIN by hand. Both at ATMs and any purchase device.
- Do not lose sight of your card, either when making payments in shops, restaurants or shopping centers.
- Monitor banking transactions. Banks have alert systems for the use of credit cards. Activate this type of service. If you detect any suspicious activity, notify the bank as soon as possible.
With these recommendations, you should be able to protect your card when next you are using the ATM.